Strategies of Challenges and Advantages of Implementation for Health Insurance in Saudi Arabia:A Systemic Review 2024

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Hail Masad Nafe Alharbi
Naher Mater Alharbi
Salem Ghormullah Salem AlGhamdi
Emad Abdulrahman M Dhahwah
Fahad Sulaiman Alfaqih
Nasser Saadi Dhaifallah Alghbewee
Hamed Saeed Alasmari
Yasir Salah Alhuwayfi
Ibrahim Mohammed Alharazi
Abdulhadi Abdulrahman Almutairi

Abstract

Background: Saudi Arabia’s Vision 2030 has taken a center stage in the development of its healthcare sector through Implementation for Health Insurance in Saudi Arabia . since the launch of the ambitious Vision 2030, identifying issues those need to be addressed and steps taken towards provision of Health Insurance in Saudi Arabia. Effective health insurance is defined as a pooling funding function, is a critical tool for obtaining financial security. The term health insurance refers to “a method of dividing the financial risk brought on by the variation in each person’s health care costs by pooling costs over time through pre-payment and across people through risk sharing.” Health Insurance programs generally aim at enhancing quality of care, promoting patient safety, equitability, accessibility, and feasibility of healthcare services.


Aim of this systematically review: To assessment the Challenges and Advantages of the implementation approach for health insurance in Saudi Arabia2024.


Method:Online searching engines were using databases to identify relevant articles through the included electronic databases: Google Scholar, PubMed, and Saudi Digital Library (SDL), data extracted from published articles were systematically analyzed for determining the insurance in Saudi Arabia to achieving higher level.


Results: Usability and outcome of health insurance in Saudi Arabia are based on Vision 2030. 7 articles were selected that compliant with the theme of this present systematic review. Among the 7 reviewed articles, articles have explained the current financial methods of the healthcare system in Saudi Arabia; articles assess the prospective role of CHI in achieving Vision 2030 goals in the healthcare system.


Conclusion: The systematic review of the health insurance in Saudi Arabia embarks on the transformation journey driven by the Saudi Vision 2030 facing the daunting challenges, but it appears that the government has a laid out a roadmap with the legislative framework to begin the  health insurance process, however caution must be exercised as these fundamental changes in the implementing health insurance after raising awareness and building a strong healthcare infrastructure in which citizens follow strict regulations, have strong leadership, administrative control, and trained staff, and increase employee job satisfaction.  Also, further research could be about the challenges in depth that might be facing health insurance in Saudi Arabia.

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